Illinois Lending Company

PRIVACY POLICY DISCLOSURE – ILLINOIS LENDING COMPANY

Effective as of February 22, 2010

This Privacy Policy Disclosure tells our customers how we handle their non-public personal information that we obtain through this website and in the course of making loans. This Disclosure covers all personally identifiable information about our present or past customers regarding their present or past relationship with us.

Policy regarding providing non-public information about you or your transactions to outside marketers: We do not provide personal information about you or your transactions to outside companies for the purpose of their marketing services or goods to you.

Policy regarding providing information about you or your transactions to our affiliated companies: We may share information about your transactions with its affiliated companies, including information you provided on your application.

Policy regarding providing information about you or your transactions to unaffiliated third parties: We share non-public information on your current or past transactions with consumer reporting agencies and companies like TeleTrack and/or TeleCheck and/or their respective subscribers. We also share such information with any law firms or collection agencies we engage in the collection of any debt owed us and/or to protect our contractual or other rights.

Other situations where disclosure of your non-public information may be required: We may be required to share your non-public personal information as required by federal, state or local laws or by court order.

Policy regarding categories of non-public personal information collected on you by us: The information we collect on you is categorized as follows: (1) Information you provided on your application; (2) Verification of such information and/or assessment of your transactions with individuals or companies listed in your application; and (3) Information provided by consumer reporting agencies and check verification or guarantee services such as TeleTrack and/or TeleCheck and/or their respective subscribers; and (4) Information submitted through this website.

In-house policy on keeping your personal information secure: All of our personnel with access to your private personal information are required to maintain the confidentiality of that information while employed with the company and upon their departure from the company. Employees who fail to maintain this confidentiality are subject to disciplinary procedures. We maintain file and computer security both during and after hours of business.

TERMS OF USE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AT ANY TIME AT OUR SOLE DISCRETION. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS OUR SITE.

We grant to you, for your personal use only, a nonexclusive, limited and revocable right to access and use the Illinois Lending Corporation website at www.illinoislendingcorp.com (the “Site”). You agree not to use the Site or content for any other purpose, including commercial purposes, such as co-branding, framing linking, or reselling any portion of the Site without our prior written consent. Unauthorized use of our Site or misuse of any information posted to the Site, is strictly prohibited. You acknowledge that your use of the Site may be monitored, tracked and recorded, and your use of our Site expressly consents to such monitoring, tracking and recording.

This site may be accessed using most browsers and does not require cookies to be enabled. Please do not submit specific questions regarding your account through our Contact Us link, as this is not a secure form of communication. Please contact your local store or our customer service department, at 847-493-8800 with questions regarding your application or account. For Media Inquiries, please contact us at 847-493-8800.

Copyright Notices: The Site, including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by Illinois Lending Corporation. Theymay not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Illinois Lending Corporation's prior written consent.

Trademark Notices: The names and logos of Illinois Lending Corporation are owned by Illinois Lending Corporation and may not be used without prior written authorization.

Web Content and Materials: The information on these Site is for information purposes only. We strive to be accurate, but Illinois Lending Corporation does not warrant its completeness, timeliness, or accuracy. You agree that you will not engage in any activities related to the Site that are contrary to applicable law, regulation or the terms of any agreements you may have with us.

ILLINOIS LENDING CORPORATION MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION, PRODUCTS OR SERVICES AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU. ILLINOIS LENDING CORPORATION RESERVES THE RIGHT TO TERMINATE ANY OR ALL OF THE SITE’S CONTENT WITHOUT PRIOR NOTICE TO THE USER. THE AVAILABILITY OF THE SITE’S AND INFORMATION, PRODUCTS OR SERVICES DOES NOT MEAN ILLINOIS LENDING CORPORATION IS DISTRIBUTING OR SOLICITATING TO ANY PERSON TO USE THE WEBSITE OR SUCH INFORMATION, PRODUCTS OR SERVICES WHERE PROHIBITED BY LAW.

Potential Disruption of Service: Access to our Site may from time to time be unavailable, delayed, limited or slowed due to causes beyond the control of Illinois Lending Corporation. We make no guarantees as to the availability of the Site.

LIMITATION OF LIABILITY: THE SITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE SITE) IS PROVIDED "AS IS" BASIS. WE MAKE NO WARRANTIES AND REPRESENTATIONS REGARDING OUR SITE. ILLINOIS LENDING CORPORATION SPECIFICALLY DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE SITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, ACCURACY, ADEQUACY, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, ILLINOIS LENDING CORPORATION WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS SITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER'S BROWSER OR OTHER SOFTWARE. UNDER NO CIRCUMSTANCES WILL ILLINOIS LENDING CORPORATION BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE OUR WEBSITE, REGARDLESS OF WHETHER WE HAVE BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

Enforceability and Governing Law: In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall remain in full force and effect. These Terms and Conditions shall be subject to any other agreements you have entered into with Illinois Lending Corporation. Your access to and use of the Site, are governed by the laws of the State of Illinois.

Information From Children: Illinois Lending Corporation does not knowingly collect information from anyone under the age of 18, and we do not offer loans to anyone under 18.